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Property / Material Damage Appetite

  • Cover available for: Buildings, Stock, Machinery, Vehicles, Tools and more
  • Pair property cover with Liability or Road Risk for one renewal date
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Property / Material Damage

Clegg Gifford have access to numerous binders and facilities with market leading property Insurers meaning we are able to support your clients business effectively. Our relationships also allow us to include cover for Business Interruption, Money and Goods in Transit, should a client wish to encapsulate all risks under one combined policy.

We are able to place risks of all sizes, ranging from multimillion pound commercial buildings through to ‘one man band’ workshops. This includes all types of commercial property, including non-standard and distressed risks, right the way through to property owners and those in connection to the motor trade.

Policy Options Available

  1. Stand-alone asset coverage: The core element of any property policy. We add to this by also being able to provide cover for empty or unoccupied buildings.
  2. Contents, Stock, Vehicles, Tools, Machinery & Diagnostic Equipment: We understand that ‘property’ cover does not just pertain to the four walls and roof. With our offering we are able to include cover for tools, machinery and diagnostic equipment that are all integral to your clients business operations

Policy Extras

Business Interruption: Clegg Gifford are also able to provide Business Interruption cover to accompany a core property / material damage policy. Policies can be arranged on a Gross Profit, Gross Revenue or Increased Cost of Working basis.

Dovetailed Coverage: We are happy to dovetail and package cover where we do not provide terms on either the liability or motor element or you wish to include all policies under one, with one common renewal date.

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What our clients say

Discover what our clients are saying on the most trusted review platforms like Reviews.io

  • We have a  4.45 Rating on 969 Reviews

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Vanessa Denton

I have just had a small problem sorted by a lovely lady called Lesley Tabner. Not only was she able to sort the problem out but she was lovely and friendly too, nothing was too…

Posted 3 years ago

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The Trike Trader

I have just spoken with Georgina Evans at Clegg Gifford and received 100% service very helpful, polite and professional

Posted 3 years ago

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Abdul

I changed my vehicle through the phone the,, customer adviser Emma alter was very quick and helpful.. definitely 5 plus star for Emma 📿📿📿📿 this bead is for luck

Posted 3 years ago

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David Thomson

Excellent service by the Clegg Gifford staff, in particular Sean and Claire. The process made simple and prompt return emails.

Posted 3 years ago

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Jon Stuckey

Lauren once again so efficient and providing docs very promptly. great service.

Posted 3 years ago

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Colin Asprey

Good people

Posted 3 years ago

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Kevin Smith

John coleman was helpful no trouble to do any thing I ask would use again thanks again john ....Kevin smith

Posted 3 years ago

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Bob Howse

Phone always answered promptly. Staff always friendly and helpful. Spoke to Joanne Slater today. Thank you for your help.

Posted 3 years ago

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Matthew Blake

Dealt with joanne slater today. Renewed my policy for me and called me back when she said she would. Very professional. Thanks

Posted 3 years ago

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Nick Singh

Great service staff is very friendly I have been a customer for 20years plus will definitely recommend it’s the perfect insurance company, thanks for all your support over the years

Posted 3 years ago

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Teresa Johnson

On the 29/8/2019 I made a phone call to clegg Gifford ,I spoke with a young lady by the name of Emma Alter I explained to her that I was at NSL trying to get…

Posted 3 years ago

Welcome to CG TV

Welcome to CG TV

A collection of videos which outline Clegg Gifford’s products and other useful information.

  • Discover more about the products and services we can offer, for both personal and commercial insurances.
  • Check out our trade specific ‘overviews’ which can help determine the right coverage options for your business.
Discover More

What makes us special?

  • Expertise

    Our experienced team are on hand to deal with any queries you may have on our extensive suite of products. We assess each risk on a bespoke basis to find the best solution for you and your client.

  • Scheme Availability

    Where applicable, we are able to consider ringfenced schemes for existing books of business or where brokers have niche product requirements. This flexibility would allow your brokerage to directly bind risks within set underwriting limits.

  • Expansive Appetite

    We have access to multiple, unique binders and schemes that ensure we are able to accommodate your clients requirements across multiple products. Our status as a Lloyds broker ensures we can place all manner of risks from the ‘one man band’ selling vehicles from his garage, right through to multi location breakers.

  • Customer Service

    Our service goes beyond mere policy placement, we strive to provide exceptional service to our broker partners throughout the policy term, no matter the scenario. Our award-winning in-house claim team are also available should they be needed… (hopefully not!)

Our Product Areas

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