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Liability Insurance Appetite

  • Public, Employers & Products Liability available from a wide variety of Insurers
  • Dovetail Liability coverage with Road Risk or Material Damage
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Liability Insurance

Clegg Gifford have access to numerous binders and facilities with some of the largest Liability Insurers to provide you and your client with ample coverage no matter the occupation. Our unique Insurer relationships allow us to consider larger commercial risks where others cannot!

The team specialise in obtaining terms for high-risk businesses and occupations that many other Brokers would not be able to work with (this includes those ‘heavier’ occupations like waste and recycling!).

Our heritage in the Motor Industry means we can dovetail coverage to support underlying Road Risk policies, regardless of occupation or trade.

Policy Options Available

We can provide coverage for Public, Employers and Products Liability with indemnity limits of up to £10,000,000.

Standalone / Dovetailed: The flexibility of our offering means that we can provide cover on a one-off basis or in conjunction with an underlying Motor Trade or Commercial Vehicle policy.

Policy Extras

Property Cover – We work with a wide variety of Lloyd’s syndicates to provide competitive insurance coverage for a whole range of property (in connection with the Motor Trade), ranging from buildings and machinery, through to vehicle stock, and computers / diagnostic equipment.

 

Business Interruption – Sold in conjunction with our property offering, we can provide cover for Business Interruption as standard, or on a ‘increased cost of working’ basis.

Goods In Transit – Coverage available on vehicles, tools and stock in transit.

Tools / Equipment (Specified All Risks) – Cover available for portable tools, diagnostic equipment and specialist computers or electrical equipment.

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What our clients say

Discover what our clients are saying on the most trusted review platforms like Reviews.io

  • We have a  4.45 Rating on 979 Reviews

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Vanessa Denton

I have just had a small problem sorted by a lovely lady called Lesley Tabner. Not only was she able to sort the problem out but she was lovely and friendly too, nothing was too…

Posted 3 years ago

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The Trike Trader

I have just spoken with Georgina Evans at Clegg Gifford and received 100% service very helpful, polite and professional

Posted 3 years ago

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Abdul

I changed my vehicle through the phone the,, customer adviser Emma alter was very quick and helpful.. definitely 5 plus star for Emma 📿📿📿📿 this bead is for luck

Posted 3 years ago

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David Thomson

Excellent service by the Clegg Gifford staff, in particular Sean and Claire. The process made simple and prompt return emails.

Posted 3 years ago

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Jon Stuckey

Lauren once again so efficient and providing docs very promptly. great service.

Posted 3 years ago

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Colin Asprey

Good people

Posted 3 years ago

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Kevin Smith

John coleman was helpful no trouble to do any thing I ask would use again thanks again john ....Kevin smith

Posted 3 years ago

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Bob Howse

Phone always answered promptly. Staff always friendly and helpful. Spoke to Joanne Slater today. Thank you for your help.

Posted 3 years ago

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Matthew Blake

Dealt with joanne slater today. Renewed my policy for me and called me back when she said she would. Very professional. Thanks

Posted 3 years ago

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Nick Singh

Great service staff is very friendly I have been a customer for 20years plus will definitely recommend it’s the perfect insurance company, thanks for all your support over the years

Posted 3 years ago

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Teresa Johnson

On the 29/8/2019 I made a phone call to clegg Gifford ,I spoke with a young lady by the name of Emma Alter I explained to her that I was at NSL trying to get…

Posted 3 years ago

Welcome to CG TV

Welcome to CG TV

A collection of videos which outline Clegg Gifford’s products and other useful information.

  • Discover more about the products and services we can offer, for both personal and commercial insurances.
  • Check out our trade specific ‘overviews’ which can help determine the right coverage options for your business.
Discover More

What makes us special?

  • Expertise

    Our experienced team are on hand to deal with any queries you may have on our extensive suite of products. We assess each risk on a bespoke basis to find the best solution for you and your client.

  • Scheme Availability

    Where applicable, we are able to consider ringfenced schemes for existing books of business or where brokers have niche product requirements. This flexibility would allow your brokerage to directly bind risks within set underwriting limits.

  • Expansive Appetite

    We have access to multiple, unique binders and schemes that ensure we are able to accommodate your clients requirements across multiple products. Our status as a Lloyds broker ensures we can place all manner of risks from the ‘one man band’ selling vehicles from his garage, right through to multi location breakers.

  • Customer Service

    Our service goes beyond mere policy placement, we strive to provide exceptional service to our broker partners throughout the policy term, no matter the scenario. Our award-winning in-house claim team are also available should they be needed… (hopefully not!)

Our Product Areas

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